According to Ansai.com, the credit department is the internal organization of China Construction Bank, and its full name is the credit approval department of credit business. Its departmental responsibility is to be responsible for the credit approval of all loan businesses of CCB, and it is the backstage organization of CCB. Only responsible for credit approval, not marketing, but responsible for the post-loan inspection function of the whole jurisdiction, that is, whether the loan issuance meets the credit conditions and whether the situation of the enterprise has changed significantly during the credit period.

The main business of the bank credit department is loans, excluding accounting. But if you are a staff member, sometimes you need to read some credit statements. It is impossible without some accounting knowledge. The return visit is mainly to answer the loan situation of the lending customer during the return visit. The record includes different details, probably about the operation and capital flow after the loan and whether the funds are returned in time. As a financial institution, the bank is divided into many departments, such as a financial department, which is the business of savings and deposit products, so the credit department is the department of credit business, and the credit department of CCB is the professional department of foreign lending. Such as mortgage, car loan, etc.