Hello, how many times can a fixed asset loan with a term of more than one year be repaid? Fixed assets loans with a term of more than one year can be distributed in no more than three times. Because the term of working capital loan does not exceed 1 year, the term of fixed assets loan does not exceed 3 years. The loan shall not be extended for more than 3 times, and each extension period shall not exceed 1 year. Fixed assets loans are loans issued by banks for investment in fixed assets of enterprises. Must be based on the project plan and credit plan approved by the state, according to the prescribed procedures and authorization, first evaluation, and then decision.