2. Then, submit a loan application to the bank: you can submit a loan application through online banking, mobile banking or bank outlets.
3. Then, waiting for approval: the bank will review the information of the loan applicant, evaluate the applicant's qualifications, and determine whether to grant the loan.
4. Then, sign a contract: if approved, the bank will sign a loan contract with the loan applicant, and both parties will perform their obligations according to the contract;
5. Final loan: the bank transfers the loan funds to the account designated by the loan applicant.