Legal analysis: Loans are still controversial and generally belong to civil affairs. However, if there is a crime of tax fraud and it is suspected to constitute a loan crime, it will be subject to criminal punishment according to law. If convicted, you will be sentenced.

Article 193 Under any of the following circumstances, for the purpose of illegal possession, banks or other financial institutions shall impose a fine of not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, a fine of not less than five years but not more than ten years shall be imposed, and a fine of not less than 50,000 yuan but not more than 500,000 yuan shall also be imposed. If there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property:

(1) fabricating false information such as the introduction of funds and projects.

(two) the use of false economic contracts;

(3) using false documents;

(four) the use of false proof of property rights as a guarantee or super guarantee;

(5) Loans in other ways.

Second, won't the loan be sentenced?

Legal analysis: if the loan is not repaid, it will generally not be sentenced. Because loans are generally civil and will not involve criminal punishment. However, if there are fraudulent loans or other illegal and criminal acts, which are suspected to constitute a loan crime, criminal penalties will be imposed according to law. If convicted, you will be sentenced.

Legal basis: Article 193rd of the Criminal Law of People's Republic of China (PRC) is under any of the following circumstances. Whoever borrows a large amount from a bank or other financial institution for the purpose of illegal possession shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years, fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property: (1) fabricating false reasons such as introducing funds and projects; (two) the use of false economic contracts; (3) using false documents; (four) the use of false proof of property rights as a guarantee or repeated guarantee beyond the value of collateral; (5) Loans in other ways.

Third, what should I do if I owe a bank loan? Will I go to jail if I have a heart attack?

If you simply owe the bank money and don't pay it back, it belongs to the jurisdiction of civil law and you don't need to go to jail. At most, you just lose all your property.

In short, simply owing money to the bank and being unable to repay it belongs to the category of civil law and does not need to bear criminal responsibility. Generally speaking, you won't go to jail. 4. Will you go to jail if the loan is not paid?

If you don't repay the loan, you won't be sentenced. At present, the loan is not overdue, it is only a civil case and will not involve criminal punishment. Of course, if the amount is huge, it is another matter. There are two knowledge points involved here: 1, unable to repay bank loans, belonging to civil affairs, not going to jail. 2. If you provide false information during the loan period, you may be suspected of going to jail.