You can borrow three small winning card loans. However, it should be noted that if the user’s Xiaoying Card loan amount is not enough to support three loans, the user will not be able to apply after using up the Xiaoying Card loan amount. In addition, it is not possible for users to apply for negotiated repayment in order to apply again for more users. Negotiations are limited to those who are overdue. If it is not overdue, the platform will not negotiate with the debtor.
: Small-amount winning card loans are relatively reliable. This is a small loan platform established in June 2016. It mainly provides users with a variety of loan methods and has been welcomed by countless users. Since its establishment, Xiaoyingka Loan has carried out strategic cooperation with Zhongan Insurance. Later, the scope of cooperation became wider and wider. Professional financial institutions such as China Merchants Bank Qianhai Finance, Shenzhen Gold Investment Co., Ltd., and Jiangsu Equity Trading Center have worked closely with Xiaoyingka Loan to optimize the resource allocation of the entire platform.
In terms of loan business, Kitty Eagle Card Loan mainly provides users with three methods: credit card repayment, credit card loan, and elite loan. Among them, "Repay Credit Card" can help users repay credit cards, restore credit card limits, and avoid credit card expiration; "Credit Card Loan" allows you to borrow money with a credit card, and the loan will be directly transferred to the user's savings card. "Elite Loan" refers to authorized e-commerce information, with a maximum amount of 150,000 and a long cycle. Loans can also be directed to a savings card.
Note: When users use Xiaoying Card, officials will ask them for a personal credit check. At the same time, when users are overdue, the system will also upload their bad records to the central bank's personal credit system, causing the user's credit to be stained and be rejected by the bank for future loans.
If the user fails to repay the loan on time after taking out a small-amount winning card loan, resulting in overdue repayment, the general consequences will be more serious.
In addition to the consequences of credit investigation, users also need to bear the following consequences:
1. High penalty interest
Once the repayment is overdue, small-amount winning card loans Penalty interest will be charged to the user. The longer the debt is in arrears, the higher the penalty interest, and the greater the repayment pressure that users will accumulate in the later period.
2. Collection
If repayment is overdue, Kitty Eagle Card Loan will call the borrower to collect.
If the borrower is still unable to repay the debt after collection, Kitty Eagle Card Loan will collect collection from the contact person filled in by the user when borrowing the loan.
While it affects the lives of others, it also makes their inability to repay their debts public, thus breaking their trust in front of others.
3. Being sued
The user has signed the corresponding loan contract during the small-amount winning card loan period. If the user fails to repay the debt in the future, Small Winning Card Loan has the right to sue the user according to the contract.