Policy loans need to go through the following procedures: the applicant can apply to the insurance company only by holding a valid policy contract and the original ID card. It only takes a few days to get a loan, and there is no limit to the use of funds.

Only "cash value" policies can be used for policy loans. Long-term life insurance with saving nature, such as endowment insurance, whole life insurance, endowment insurance, universal insurance and dividend insurance, will have cash value after one year of insurance, and the longer the payment time, the higher the accumulated cash value. These policies can usually be used for policy loans, but the specific situation depends on the specific terms in the insurance contract.

Second, how to loan China Ping An Insurance?

The insured has been insured for 4 years. You can't break in the middle.

3. How did Ping An Insurance get a loan?

It means that if you need a sum of money urgently and don't want to borrow it from relatives and friends, you can take the insurance policy to the insurance company to apply for a loan. What is the cash value of this policy at that time? You can borrow 80%, which seems to be paid off within six months. This has not yet been done.

Four, China Ping An Insurance how to loan?

Policy mortgage loan conditions:

1. The lender is a legal citizen of China, aged18-65;

2. The lender is the insured;

3. The policy has been in effect for more than 6 months;

4, the annual payment of the policy is not less than 2400 yuan;

5. Other conditions stipulated by the bank.