The quality of a person is directly related to money. I work in bank credit card overdue collection, and 90% of the debtors I come into contact with every day are of relatively low quality. After their credit card expires, they don't even think about paying it back. After calling them, their attitude was very bad. We all have a hostile attitude toward banks. Of course, they must be trustworthy before the deadline. But after the due date, they have no money to pay back, they avoid collection, and even deliberately make things difficult for the collection staff, and their quality becomes quite low.
Borrowing debt and repaying money is a matter of course, but when these words come out of their mouths, they seem so feeble.
Some people are three or five years overdue and have not received a penny, and their phone numbers are always empty. Their overdue amounts range from a few thousand yuan to tens of thousands or hundreds of thousands. Even if you repay one or two thousand a month, it will be almost the same in a few years. However, there are very few people who can take the initiative to repay. The people we can contact who have the intention to repay have repeatedly promised, but in the end they have not fulfilled it. Some people were even more arrogant, asking us why we called them and why they had to pay back the money they borrowed based on their own ability. Are people who say such things inherently of such low quality? Absolutely not, or they have no money. The money in their pocket determines a person's mentality and character.
Of course, not all rich people are high-quality people. But if the person who owes money refuses to repay, his quality is definitely not that high. Because he owes money and has no ability to pay it back, he will avoid collection and escape reality. Because I was escaping, I kept making excuses, missing out, etc. I tried my best to be a low-quality person and deal with the bank and debt collectors. Of course, their lives are not easy either. Whoever has money is willing to be a douchebag. But before they borrow money, they should think about the time when they will pay it back. When they use the money, they should be very smart. After it is overdue, anything they say after the payment is unreasonable.
It is said that it is easy to borrow money but difficult to pay back. This doesn’t mean that they don’t have the will to repay. If they have the will, so what. With just a few thousand yuan a month, excluding expenses, they may not be able to squeeze out even a few hundred yuan. Even if they repay, they will still have to pay back It serves as interest fee, and they know this better than anyone else. So I just put it off again and again, and in the end I didn't want to face it at all, so I just kept doing nothing and letting it go. People are forced out. Rich people are generous, generous and heroic, and are respected by others. People who have no money are picky and scheming. When they have no money, they have to tear down one wall to make up for the other. Once they are unable to move beyond the deadline, no one can help them. They can only be alone, thinking about crooked ways. Escape bank collections.
With or without money, one cannot fully evaluate a person’s quality. But not paying back the money you owe is definitely not a quality person. No matter what difficulties you have, if you owe something, you owe it, and you should pay it back according to the rules. If you say you are incompetent and give a lot of reasons, or simply say you are incompetent and leave it to you later, this will inevitably lead to loss of status. Of course, they don't care about anything. The credit report will affect them. As long as they can survive, they don't care about these illusory things. Survival is more important than life. The reason why some people live humblely is because they cannot do what they should do and cannot bear the responsibilities they should bear. In the final analysis, they still have no money in their pockets.
Money is also a mirror for people.
When you have money, you can't see anything. Only when you have no money and owe a lot of debt can you see the true appearance and recognize a person's nature. Many debtors are not only ungrateful to the bank that originally lent them money, but because they cannot afford to repay the debt, they complain to the bank and abuse the urging staff.
We often encounter such disgusting things. They are already broken, they have lost their backbone, their credibility, and their most basic qualities as a human being. Therefore, the quality of a person is largely related to money. For example, if a friend owes you money and the due date comes, he not only refuses to pay it back, but also refuses to answer your phone calls. You find him and say that you are wrong. Do you think this friend is worth keeping? Is his quality high? Of course, if you don't mention repaying the money to him, he may still be happy with you, but the biggest problem between you and him is money. If he doesn't take the initiative to ask for it or repay it, this in itself is a quality. low performance.