Three months 1.700%, six months 1.950%, 2.200% for one year, 2.750% for two years, 3.250% for three years and 3.500% for five years. Interest shall be calculated and paid at the deposit interest rate on the date of deposit opening when the time deposit is due, and at the current deposit interest rate on the date of withdrawal when the deposit is withdrawn in advance. The interest of time deposit in Yuekou Sub-branch of Tianmen Rural Commercial Bank is three months 1.700%, six months 1.950%, 2.200% for one year, 2.750% for two years, 3.250% for three years and 3.500% for five years. Rural commercial banks Rural commercial banks are joint-stock local financial institutions composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations.