yes.
1. Age requirement: 18-55 years old. Special note: If you have money to spend, you refuse to provide consumer installment loans to college students. If you are a college student, please give up your application.
second, information requirements: you need to provide your second-generation ID card and your debit card during the application process.
the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and I can't apply with temporary id card, expired ID card or first-generation ID card.
Conditions to be met:
Basic loan conditions:
1. Have legal and valid identification.
2. At least 18 years old, and the age plus loan period shall not exceed 7 years old.
3. Have the ability to repay the loan principal and interest on time.
Extended information:
Differences between bank loans and financial leasing
1. Financing amount. Bank loans are greatly influenced by the national macro-control and the central bank's credit policy; However, the financing amount of financial leasing is determined by the customer's qualification conditions and equipment value, and the scope of the amount is large.
2. Financing term. Banks generally give priority to working capital loans for less than one year; The longest financial lease can be 3 years.
3. repayment method. The bank's repayment method is relatively simple; Financial leasing can provide a flexible installment plan;
4. guarantee method. Banks generally require real estate mortgage or audited third-party guarantee; Financial leasing is mainly determined flexibly according to the qualification conditions of customers, and is generally mortgaged by the purchased machine tools.
Reference: Baidu Encyclopedia-Bank Loan