The first policy article
1. What is a microfinance organization?
2. Why should China carry out the pilot project of microfinance organization?
3. why should the pilot of microfinance organizations in China start from the countryside first?
4. How many microfinance organizations have been piloted in China? How is the business?
5. what are the guiding principles for the pilot project of microfinance organizations?
6. what are the criteria for selecting pilot counties for microfinance organizations?
7. what are the conditions for applying for the pilot establishment of a microfinance organization?
8. how to apply for setting up a small loan organization on a pilot basis?
9. what are the sources of funds for the pilot microfinance organizations?
1. Why can't the pilot microfinance organizations absorb deposits?
11. What conditions do the pilot microfinance organizations meet before they can wholesale funds from financial institutions?
12. which financial institutions can wholesale funds to microfinance organizations?
13. What restrictions do financial institutions have on the wholesale funds of microfinance organizations?
14. What are the requirements for the shareholder qualification of the pilot microfinance organization?
15. Can an enterprise that already has loans in a financial institution become a shareholder of a microfinance organization?
16. Can non-China citizens and non-China enterprises become shareholders of microfinance organizations?
17. What are the requirements for the registered capital of the pilot microfinance organizations?
18. What are the requirements for the loan recipients of the pilot microfinance organizations?
19. What's the difference between the pilot microfinance organizations and rural credit cooperatives?
2. What is the business relationship between the pilot microfinance organizations and rural credit cooperatives?
21. what are the loan interest rates of the pilot microfinance organizations?
22. what are the requirements for the loan amount of the pilot microfinance organization?
23. Why can't the pilot microfinance organizations operate across administrative regions?
24. Can the self-owned funds of the pilot microfinance organizations be deposited in financial institutions?
25. Can the pilot microfinance organizations issue securities or lottery tickets?
26. Can the pilot microfinance organizations apply for refinancing when there is a liquidity gap?
27. How does the regulator supervise the pilot microfinance organizations?
28. Is there any capital adequacy ratio or risk provision requirement for the pilot microfinance organizations?
29. how to control the operational risks of the pilot microfinance organizations?
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The second knowledge article
The third operation article
The main references
Postscript.