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How to buy a house with a loan in Yantai? There is a local account in Yantai, and the down payment can be 200 thousand. How to get a loan? I have a small business at school and at home.
Hello, let me try to answer.

Without housing provident fund, generally only commercial loans can be considered.

Personal data required for commercial loans: proof of salary. If there is a relationship, look for relatives and friends' units and ask them to help open the certificate. When the bank investigates, ask them to help with the investigation.

Or find a local real estate agent, and the loan is no problem for them. Pay them a fee.

I hope I can help you a little.

Off-topic, if you are not in a hurry to use the house, wait for affordable housing. More than 10,000 sets were approved at the end of 20 10.