Early repayment of Sunshine Easy Loan: All the remaining loan principal and interest can be repaid in advance at one time, and partial prepayment is not allowed. The borrower shall apply to China Everbright Bank for early settlement one month in advance. Everbright Bank will collect liquidated damages from borrowers who repay the loan in advance. The specific collection ratio depends on the loan contract, and it is recommended to consult the handling agency specifically. What Ping An receives is the premium, which is charged on a daily basis, not the liquidated damages for prepayment.

Note: liquidated damages = remaining loan principal * liquidated damages ratio (3% for half a year, 2% for one year and more than one year1%); The charging standard is unified nationwide, but individual regional institutions will be different according to the customer's situation.

Sunshine Easy Loan Term: 3 years at the longest, and the following conditions must be met at the same time: 1. The loan period shall not exceed the guarantee period of "personal consumption credit guarantee insurance"; 2. When the loan expires, the borrower is not over 57 years old.

Sunshine Easy Loan Line: The starting point of a single loan line is 6,543.8+0,000 yuan, and the maximum loan line does not exceed 6,543.8+0.5 million yuan. The single loan line does not exceed the line guaranteed by Ping An Property & Casualty Credit Guarantee Insurance.