First, how to start a small loan company needs to meet the following conditions:
1. There are articles of association that meet the requirements.
2. The promoters or investors shall meet the prescribed conditions.
3. Small loan companies are organized as limited liability companies or joint stock limited companies. A limited liability company shall be established by shareholders with less than 50 persons; A joint stock limited company shall have two to two hundred promoters, more than half of whom shall have domicile in China.
5. Having qualified directors and senior managers.
6. Staff with corresponding professional knowledge and experience.
7. Necessary organizational structure and management system.
8. Having business premises, safety precautions and other business-related facilities that meet the requirements.
9 other prudential conditions stipulated by the provincial government finance office.
10. Registration procedures for microfinance companies
1) Check the name and get the Application Form for Pre-approval of Enterprise (Name) from the Industrial and Commercial Bureau.
2) Prepare application documents and materials.
3) The relevant qualification preparation of these investors shall be carried out at the same time or in advance with the above application materials. Investors shall prepare the relevant qualifications required for the establishment of a financing guarantee company according to the Detailed Rules for the Implementation of the Interim Measures for the Administration of Financing Guarantee Companies, including the office location, the list of directors, supervisors and senior managers, and the capital contribution.
4) Submit application materials to the district government where the proposed site is located. After the application materials and qualifications are ready, apply to the right economic and trade bureau where you plan to work. Content: (1) Background introduction. (2) Pilot work plan. (3) Commitment on daily supervision and risk disposal. (four) the application materials of the microfinance company.
5) After the application materials are approved by the regulatory authorities and the district government, the district government will report the application plan together with the application materials of the main sponsors to XX Financial Office. XX financial office shall, within 15 working days from the date of receiving the complete application materials, review the authenticity of the submitted materials, put forward the proposal of agreeing or disagreeing with the establishment of a small loan company, and submit it to the provincial financial office.
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Two. Conditions and procedures for joining microfinance
Joining conditions of microfinance
1. Understand the prospect of technology and finance's capital market, have a great dream of creating wealth, and have the ambition to devote themselves to long-term development.
2. Who knows the economic situation and the direction of urban planning in this area has certain contacts.
3. Recognize the company system, obey the management and supervision of the company, abide by the contract, be honest and trustworthy, and operate legally.
4. Willing to accept a comprehensive training plan and be familiar with the all-round operation of the store.
5. Have a strong desire for success, diligence, strong learning ability and strong team building.
6. Have certain financial strength and provide store support for business development.
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Microfinance joining process
A business communication-headquarters negotiation-project evaluation-determination of intention-signing (before)
B- company registration-headquarters audit-storefront decoration-site selection customization-preliminary preparation-team formation-headquarters training-market research-marketing (part two)
C trial operation-opening-store operation supervision-market development, channel expansion and business operation (later stage)
Related questions and answers: Can microfinance companies really make money by joining? Whether you make money depends on the qualifications of the company you join. A qualified headquarters can provide conditions.
Can provide a wealth of products,
There is also risk control suitable for your area.
In addition, it can provide sufficient financial support.
In the end, of course, it depends on your personal abilities and resources. The headquarters conditions are good, and then you can have a lot of business yourself. It is impossible not to make money. But before joining, you must find out whether the institution you want to join is a regular lending institution, whether there are good products and risk control, whether there is insufficient funds, and then whether you cheat the joining fee. It is best to check the previous franchisees.
Thank you for your adoption!