The submission information of personal second-hand housing loan is: 1. Personal second-hand housing loan application; 2. Legitimate and valid identity documents (resident identity card, military officer's card, household register, home visit permit for Hong Kong and Macao compatriots and other valid residence documents, etc.). ) and provide a copy; 3. The deposit certificate and photocopy or receipt and photocopy of the second-hand house down payment issued by the lender; 4. Proof of economic income recognized by the lender; 5. The House Sales Contract signed by the borrower (purchaser) and the seller; 6. The Real Estate Appraisal Report suggests buying a second-hand house. 7. Other supporting documents or materials required by the lender.
The above contents are for your reference. Please refer to the actual business regulations.
What information do you need for second-hand housing loans?
Second-hand housing loans need original and photocopy of ID card, original and photocopy of household registration book, original and photocopy of marriage certificate, original and photocopy of salary certificate, and purchase contract signed by the buyer and the seller and certified by the real estate company.
1. Original and photocopy of ID card.
2. The original and photocopy of the household registration book.
3. Original and photocopy of marriage certificate.
Remarks: Marriage certificate (marriage certificate, divorce certificate, judgment and single certificate are issued by the civil affairs department).
4. proof of salary (stamped with the official seal of the company) and personal bank statement (for six consecutive months).
5. The house purchase contract signed by the buyer and the seller certified by the real estate company.
6. Appraisal report issued by the real estate transaction department.
7. The bank card and photocopy of the buyer and seller in the loan bank, and the original and photocopy of the down payment transaction record.
8. Finally, the new real estate license is one original and one copy, and the land certificate is two original and one copy. Copy of old house property certificate and land certificate.
What information do you need to buy a second-hand house loan?
1. ID cards (with copies of ID cards) of the applicant, spouse and eligible immediate family members participating in the calculation of housing provident fund loan amount 1 copy. 2. The applicant and spouse's household registration book (with a copy of the household registration book) has 1 copy, and is eligible to participate in the calculation of the housing provident fund loan amount. If the applicant and spouse are not in the same household registration, a description of marriage relationship is required. 3. Original title certificate 65438+ 0 copies; The existing housing certificate should indicate whether it is a commercial house or an anjufang. 4. Two Wuhan real estate sales contracts provided by the trading center. 5. Original and photocopy of advance payment receipt for 30% or more of the house price 1 copy. 6. 1 loan application form: 1 personal housing commercial loan application form and 2 personal housing provident fund loan application forms. 7. 1 set of loan contracts and mortgage contracts: 6 sets of provident fund loan contracts, 5 sets of commercial loan contracts and 4 sets of mortgage contracts; 1 guarantee contract. 8. There are 1 copy of the account number of the immediate family housing provident fund (or employee housing provident fund balance sheet) that the borrower and spouse, eligible units and individuals participate in the calculation. 9. Letters of commitment from the borrower, spouse and eligible lineal blood relatives agreeing to use their housing provident fund 1. 10, proof of the applicant's family income and related assets, etc. (According to remarks, including payroll and personal income tax, employees of foreign-funded enterprises are provided with monthly income certificates by the unit; Recent business tax, income tax and financial accounting statements provided by private industrial and commercial enterprises; Bank certificates of deposit, securities and proof of the source of regular remittance, etc. ).
The introduction of loan information for buying second-hand houses ends here.
It takes about one month from the successful approval to the lending of Jining Bank mortgage. The general process is to apply to the bank, which ex