It takes about one month from the successful approval to the lending of Jining Bank mortgage. The general process is to apply to the bank, which examines, rechecks, approves and lends money to the applicant. When the bank's loan amount is sufficient, the loan speed is very fast, and the loan can be released in a day or so. If the bank has insufficient funds, the loan time is uncertain, and even some customers have to wait for a month or two before the bank can lend money, depending on the number of people applying for mortgage loans.

Housing loan, also known as housing mortgage loan, is an application form for housing mortgage loan filled out by the buyer to the loan bank, as well as legal documents such as ID card, income certificate, housing sales contract and guarantee letter. , must be submitted. After passing the examination, the loan bank promises the loan to the buyer, and handles the real estate mortgage registration and notarization according to the house sales contract provided by the buyer and the mortgage loan contract concluded between the bank and the buyer. The bank will directly transfer the loan funds to the sales unit within the time limit stipulated in the contract.