This can be divided into two situations: 1. The debt owed to financial institutions or individuals is frozen. The court can directly transfer all the cash in all bank cards entered into the name of the person and pay it to creditors or other institutions. 2. For credit reasons, the bank card will not be frozen if it is included in the list of people who have lost their trust, but it will have a great impact.

loans overdue will not freeze bank cards, but will stop lending and recover part or all of the loans in advance.

except for the courts, prosecutors, public security, customs, security, taxation and other authorities, any other department, including banks, has no right to freeze other people's accounts under any circumstances, except that the accounts of units or individuals can be frozen according to legal procedures under the circumstances authorized by law.

the root borrower's failure to repay the loan within the agreed time limit in the loan contract is a breach of contract and should be liable for breach of contract. The ways to bear the liability for breach of contract include returning the loan principal, paying the interest during the loan period agreed in the contract and paying the interest on the overdue part of the loan.