First, the application materials for foreigners to borrow money to buy a house
People from Taiwan Province Province: Mainland Travel Certificate (Taiwan Compatriot Certificate), Household Registration Rattan (which can prove marital status), approval form for purchasing houses in Beijing, and mortgage notarial certificate (entrusted to handle later house purchase and mortgage registration).
Hong Kong people: Hong Kong identity card, marriage certificate and mortgage certificate (entrusted to handle the later house purchase and mortgage registration). Korean-China passport notarized translation, Chinese name notarized translation, China household registration notarized translation (which can prove marital status), notarized mortgage certificate (entrusted to handle later house purchase and mortgage registration).
Other nationalities: notarized Chinese translation of passport, notarized Chinese translation of name, notarized Chinese translation of marriage certificate, notarized mortgage certificate (entrusted to handle later house ownership and mortgage registration).
Second, the process of foreigners buying a house
1, go to the bank to learn about it. After meeting the conditions for buying a house with a bank loan, apply for a personal housing loan with relevant materials.
2. Then accept the bank's review of you and determine the loan amount.
3. Next, you can apply for a loan contract, and the bank will apply for insurance. Handle the registration and notarization of property right mortgage.
4. The last thing left is the bank loan. The borrower repays the loan every month and cancels the registration after paying off the principal and interest.
In short, each region has different policies. It is best to go to the bank or provident fund management center to consult the staff in person.