1. What is the withdrawal amount of provident fund 1? Workers who repay the principal and interest of housing loans can withdraw once a year, and the balance of each withdrawal account does not exceed the current principal and interest repayment amount. When the loan is settled, the account balance is as of the month when the loan is settled; After the loan is settled, it will not be withdrawn. 2. If the employee's account balance is lower than the above-mentioned withdrawal limit, his spouse, parents and children can apply for withdrawal of their respective housing provident funds within the limit. The total withdrawal amount of employees, their spouses, parents and children shall not exceed the above limit. 3. If the employee rents a house for self-occupation, it can be withdrawn once a year, and the balance of the account withdrawn each time does not exceed 70% of the actual rental expenditure in the current period. 4. Employees who purchase, build, renovate or overhaul houses can withdraw the balance from their personal accounts. If they have not applied for housing loans, the balance of the accounts can be as of the month when the purchase and building contracts are signed; If the balance of my personal account exceeds the total actual purchase and construction expenditure, it shall be withdrawn according to the actual expenditure. Second, how to repay the provident fund mortgage in advance 1. The borrower inquires the hotline of the provident fund management center, dials to inquire about the remaining loan amount, or inputs part of the amount to be repaid in advance according to the voice prompt, and then brings his ID card to the local provident fund management center to apply for an appointment for the amount to be repaid in advance. 2. The staff will provide an application form for the repayment applicant. For full repayment, fill in the Application Form for Early Repayment of Housing Provident Fund Loan of Housing Provident Fund Management Center, and for partial repayment, fill in the Application Form for Early Repayment of Housing Provident Fund Loan of Housing Provident Fund Management Center, then sign and seal it, and provide corresponding materials. 3. After the applicant confirms the amount and date of prepayment, the applicant's application will be transferred to the corresponding entrusting bank for approval. 4. After the approval of the bank, the approval of the housing provident fund management center began. After receiving the notice of successful approval, the applicant can go to the bank to repay the repayment amount and interest. 6, the last step, many people will ignore. After successful prepayment, the prepayment form shall be submitted to the local housing provident fund management center for the record. 3. How much can the provident fund loan borrow 1, (individual contribution/individual contribution ratio -400)/ the repayment coefficient corresponding to every ten thousand yuan. 2. You can borrow up to 80% of the appraised house to buy it. 3. Generally, the maximum loanable amount is 800,000 yuan. If the credit rating is AA, it can reach up to 920,000 yuan, and AAA can reach up to10.04 million yuan. The above three articles also limit the maximum loan amount of provident fund loans. When there are differences between them, the one with the lowest loan amount shall prevail.

Legal objectivity:

"Regulations on the Management of Housing Provident Fund" Article 24 Employees may withdraw the balance of the housing provident fund account under any of the following circumstances: (1) purchasing, building, renovating or overhauling their own houses; (2) retirement; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; (six) the rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.