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Will consumer loans affect bank loans?

Little impact.

To apply for a personal loan from the bank, the borrower must fill in the application form in writing and submit the following information:

1. Valid identity document;

2. Residence Proof of address (household registration book, etc.);

3. Proof of personal occupation;

4. Proof of income of the loan applicant and his family members;

5. Other information specified by the bank.