First of all, you may not be able to repay it, and you don't want to tell your family, which only shows that you are running away and even afraid to face your mistakes. If this goes on, you will never make bosom friends, because if you are kind to others, others can be kind to you. This is called a friend, and you are not good to others. This is called a bad friend, others are good to you, and you are still cheating. Then you will die. That's all, not scolding you.