You can apply for provident fund loan business after continuous payment for more than 6 months. The entry condition of provident fund loan is that the personal provident fund deposit amount is above 300 yuan and has been deposited for 6 months. In accordance with the legal provisions of the housing sales contract or agreement, you can handle the housing provident fund loan and repayment business.

Housing loan application conditions/kloc-a natural person with full civil capacity, valid ID card, residence certificate, income certificate, no bad credit record and 0/8 ~ 65 years old. The sum of the applicant's age and loan term is no more than 70 years, his income is stable, he has the ability to repay the principal and interest with compensation, he has a valid guarantee recognized by the bank, and he has opened a personal settlement account with the handling bank. Meet other conditions stipulated by the bank for loan business.

What you need to pay attention to when buying a house with a loan is to repay the loan on time and leave enough funds in the repayment account to prevent the default from being punished by the bank, causing financial losses and leaving a bad credit record in the bank. Choose the appropriate repayment method. Reasonable planning of funds.