China does not allow any form of investment and real estate speculation, because house speculation will bring about real estate market bubbles, and houses are originally used for living, not for speculation, and houses are not originally used. It is used as an investment thing. It is only because house prices have risen too fast in recent years that people think it is profitable, so they have poured into the house speculation industry. Some people are making normal investments, but some are really real estate speculators.

These people who invest in real estate normally have relatively loose regulatory policies in the past. They have some spare money on hand to use leverage, that is, they only have 1 million in hand, and they have a down payment of 350,000 for each house, and then they buy three houses. , he could have bought one house with full payment, but he did not buy one house but three instead, because he knew that according to the current economic situation, the increase in house prices was almost inevitable, and it would definitely outperform the loan interest he gave to the bank. , so using leverage, if house prices rise by 5 or 10, and if you can earn 3 after removing its costs, he will earn 9 from three houses.

This kind of normal investment is understandable for people. After all, people can invest whatever they want if they have money on hand. The continuous rise in house prices cannot be stopped in the short term. Normal investment It has no impact, but house speculation does have an impact. What is a real estate speculator group? It is a large capital group that buys houses. It does not buy houses one by one. It even says that it is very exciting and exciting to buy. After buying, He doesn't sell a few real estate speculators. You copy mine, I copy yours, and force the price to go up. Originally, this house cost 6,000 yuan per square meter, but after the real estate speculators wreaked havoc, the price rose to 7,000. 8000, totally possible.

House speculation is not allowed because the original value of a house is to be used for living. This is its use value. Its value is just because there are costs when building a house, whether it is cement bricks. It still belongs to the workers, and this labor has to be considered as a cost, and the developer also needs to make money, so this is its value composition, but its value should not be an investment thing, but an exchange thing. After buying a house, its main function is to live in, not to invest. Many of us can't afford it now, and there are so many investments for speculation. This is excessive, so we must ensure that the house can fulfill its original function. Used to live in.

After the real estate market bubbles, if this situation is serious enough, it will even induce the collapse of the financial market. It is unlikely that a financial crisis will happen in our country, but it will have a great impact on the lives of ordinary people. The impact is that many people who played leverage ended up with house prices suddenly falling. After he went bankrupt, there were many foreclosures. This house originally belonged to him, but he can't afford it now. If I don't want it, I'll go to auction again. disrupting market order.