Due to different personal circumstances, the withdrawal time of provident fund will be different. For a month or two. It was originally credited to your personal provident fund account three working days after you completed the withdrawal procedure of the provident fund, and it usually arrived the next day. Generally, it will be transferred to the personal settlement account within 3 working days. However, due to the differences in work efficiency in different places, banks will directly remit money to personal accounts after approval by relevant departments.
Generally, housing provident fund is withdrawn 1-2 times a year, and only 70% of the balance of housing provident fund can be withdrawn. At present, many areas are evacuated once a year. However, according to different situations and regions, the extraction of housing provident fund is not the same. Taking Tianjin as an example, the number of times to withdraw housing provident fund is different in different situations.
According to the provisions of Article 27 of the Regulations of Tianjin Municipality on the Management of Housing Provident Fund, Tianjin Municipality has made new provisions on other situations in which employees apply for housing provident fund withdrawal. From September 20 1 year 18, provident fund can also be withdrawn in three situations, provided that employees and their spouses do not bear the personal housing provident fund (portfolio) loan debt.
That is, if the employee and the unit terminate the labor contract or terminate the contractual relationship, as long as the housing provident fund account reaches half a year or more, all the housing provident fund balances can be withdrawn. There is also the inclusion of subsistence allowances, but the amount extracted cannot exceed the local subsistence allowances.
The other is that the family members of employees suffer from serious diseases, and they can also withdraw the balance of housing provident fund. The total amount of the withdrawal does not exceed the personal burden of hospitalization expenses, and the application is made within one year from the date of discharge.
Extended data:
For employees who withdraw provident fund for the first time, there is no monthly withdrawal method at present, mainly considering that in the provident fund deposit business, the unit often fails to pay in time, resulting in insufficient funds in the employee provident fund account, which leads to the failure of monthly withdrawal. If frequent withdrawal fails, it will lead to the termination of provident fund withdrawal and affect the normal withdrawal of employees.
It is recommended that employees who save money withdraw it once every three months. However, if the company pays the money in time, employees really need to withdraw it on a monthly basis, and they can withdraw the provident fund on a monthly basis after going through the formalities of withdrawing it once every three months.