Legal analysis: Yes, give the name of the borrower, because the co-owners of the vehicle during the loan period are the lender and the bank. After the bank cancels the loan, you are free to add your name, because cars are commodities, just like real estate, and couples or others can add their names. But adding a name is a common relationship, not your own.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 671 Where the lender fails to provide the loan on the agreed date and amount, thereby causing losses to the borrower, it shall compensate for the losses.

If the borrower fails to collect the loan according to the agreed date and amount, it shall pay interest according to the agreed date and amount.

Article 672 The lender may inspect and supervise the use of the loan as agreed. The borrower shall provide relevant financial and accounting statements or other materials to the lender on a regular basis as agreed.