You can also borrow money to buy a house when you just work, because the bank has no particularly strict requirements for the borrower's working hours. The average applicant can apply for a loan only by providing sufficient financial income information. So in this case, even if you have just joined the work, it will not have a bad impact on your mortgage.

When a bank handles a loan, it is mainly to check the financial income of the applicant, so the general applicant needs to provide his work certificate and income certificate in the unit, and both certificates need to be sealed by the company to take effect. If the applicant's monthly income is more than twice the repayment amount, he can apply for a loan even if he has just joined the work.

However, for people who have just joined the work, there are still some places to pay attention to when handling mortgages. For example, they should pay attention to their loan amount. Because the economic pressure of starting a job may be relatively high, the loan amount should not be too large, otherwise it will affect the quality of life in the future.