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If the loan is repaid in equal amounts of principal and interest, and the 180-month loan of 231,000 yuan is repaid starting in March 2012, it will be repaid until February 2027, calculated according to the adjustment and floating of the national benchmark interest rate and the situation you provide. , the total loan interest paid during the following time period is 95,650.08 yuan;

Starting from March 2012, the annual interest rate will be 1 times 4.9, and until February 2027, the monthly monthly payment will be 1,814.72 yuan;

If the loan is repaid in equal amounts of principal, and the loan of 231,000 yuan is repaid for 180 months starting in March 2012, the loan will be repaid until February 2027, subject to the adjustment and floating of the national benchmark interest rate and the situation you provide. Calculated, the total loan interest paid during the following time period is 85,364.13 yuan;

Starting from March 2012, the annual interest rate will be 1 times 4.9. By February 2027, the first month’s monthly payment will be 2,226.58 yuan. , decreasing by 5.24 yuan month by month;