The revolving loan contract will expire early when the following situations occur:

1. A single withdrawal within the revolving limit or other withdrawals by the borrower within the ICBC system If a personal loan becomes non-performing and the revolving loan contract expires early, our bank can recover all the loans under the revolving loan contract in advance.

2. If the borrower's personal loan with another bank becomes non-performing and the revolving loan contract expires early, our bank can recover all the loans under the revolving loan contract in advance.

3. If the mortgage (pledge) status or ownership changes, if property preservation or enforcement measures are taken, or other circumstances occur that make it difficult to realize the maximum guarantee, the revolving loan contract will expire early. The bank can recover all loans under the revolving loan contract in advance.