Financial services are the main business of Ruisitong. Financial services have three characteristics at the business level: 1, providing financial technology solutions and launching the world's first cloud-based loan? +smart loan "mode; 2. Provide financial technology services to match high-quality assets on the platform with financial needs; 3. Provide financial technology applications and launch the world's first "? +smart loan "mode. In the application of financial technology, Ruisitong can provide users with one-stop financial services from obtaining funds to lending funds, from risk control to investment income, from loan to repayment, and from finance to wealth management.
The core of Ruisitong is data and assets, and the assets on its platform are divided into two dimensions: individuals and enterprises, among which individuals are the core values of Ruisitong, and their values are directly proportional to the differences of personal assets. What users need to do is to match the high-quality digital assets of Ruisitong with the high-quality individuals and suppliers of Ruisitong in the process of asset matching, so as to improve the efficiency of customer acquisition and sales.
After the customer remits the loan into the account, Ruisitong will inform the customer and transfer the balance in the account to the customer. Ruisitong knows the customer's loan situation like the back of his hand, and a professional account manager tracks and analyzes the loan situation to ensure that the purpose and amount of the customer's loan meet the customer's needs. The amount of prepayment will be determined according to the customer's repayment time, repayment situation, repayment ability and other factors, so as to ensure the customer's repayment on time and avoid the delay of repayment period. ?