Is it a student loan? If there is, Alipay must be opened. Activation and real-name authentication are also required after opening Alipay. In this way, if the loan has a part other than tuition, you can enter your Alipay account. In addition, Alipay is not only used for income, but your repayment may also be completed through Alipay in the future.

If it is a national student loan handled by the school, it is not necessary to open it, and it has nothing to do with Alipay.