Postal savings bank can make mortgage loans. Postal savings bank is one of the state-owned banks, with very high loan security and very low interest rate. In addition, the interest rate of mortgage loan itself is very low, which can bring great convenience to borrowers.
Can I borrow 5000 yuan from the Postal Savings Bank?
Postal savings banks can issue loans, including mortgage loans and credit loans. The applicant may submit a loan application to the bank when he meets the loan conditions of the bank.
Bank loan information:
1, ID card;
2, hukou, foreigners need temporary residence permits and hukou;
3. Marriage certificate, divorce certificate or judgment, single certificate;
4. Personal credit information is good;
5. proof of income;
6. Academic certificate;
7. Bank flow;
8. Other attributes;
9. Copy of business license (with official seal);
10, certificates of deposit, etc. ;
12. If the borrower is an enterprise legal person, it must also provide the annual business license, tax registration certificate, organization code certificate, articles of association and financial statements.
Loans generally need a stable source of income to be processed, but they also need to look at the specific requirements of banks. It is suggested that you can go to a regular lending institution for detailed inquiry.
After the loan is successful, it must be repaid on time. Failure to repay or delay repayment is overdue, otherwise it will bear the responsibility for overdue.
3. What's the monthly limit of 5,000 yuan for postal bank cards?
Postal credit card 5000 line
The available amount is 5,000 yuan, which generally appears within the fast payment limit of bank card opening (Alipay account bound by bank card can spend up to 5,000 yuan from bank card on the same day).
The credit card quota of Postal Savings Bank is generally divided according to different card levels. The credit card limit is 2000-5000 yuan, the gold card limit is 1 10,000-50,000 yuan, and the platinum card limit is 1 10,000-0/10,000 yuan.
Can I borrow 5000 yuan from the Postal Savings Bank?
It should be said that it is possible. The Postal Savings Bank has that kind.