To borrow money. This product is actually the money spent by Baidu before. The maximum loan amount is 200,000 yuan, and the service life is 12 months. In terms of interest, the daily comprehensive interest rate is around 0.02%-0.06%. This product can be applied directly in Qianhua APP or in Xiaoman Finance. However, it should be noted that downloading the app should be carried out in the official WeChat account or application market.
China Post Wallet. This is a loan product operated by China Post Consumer Finance Co., Ltd., a big company and a big brand, which is naturally very reliable and trustworthy. At present, China Post wallet mainly has five borrowing modes, namely, owner loan, ultra-fast loan, excellent customer loan, mail you flowers and exclusive invitation mode for invited customers. After submission for review, the whole process is automatically reviewed by the system, and there is no callback, so there is no need to worry about missing strange calls.
I like shopping. It is a product owned by the company in stages. The maximum amount is 50,000 yuan, and the period is divided into 3- 12 periods, in which the amount can be used for cash withdrawal or shopping. Users with real-name mobile phones for more than 6 months and stable income can apply. The required information is video authentication, identity authentication, personal information, operator, bank card, work information, contact person and other information.
Easy to perform. I believe everyone is familiar with this platform. At present, the maximum applicable amount is 15000, and the service period can be divided into 3- 12 months. There are two loan modes, one is direct loan mode, and the other is commodity repurchase by stages, that is, goods are received after resale. It should be noted that not many people directly use the loan model, and only invited users can use it. If it's the resale mode of the mall, it's not credit.
Suning is willing to lend. Willful loan is an old platform, mainly aimed at users with credit cards. At present, the maximum applicable amount is 300,000 yuan, and the longest service period can reach 15. In terms of credit information, check the credit information once every second. If the credit information is too bad, don't make a name for yourself. After submitting the information, you don't call back, which belongs to the automatic approval of the system. After the first line is issued, the withdrawal can generally be received immediately. If you are an old user, you can also try it.
Well, the above are five kinds of small loan products listed by the detective. Friends with loan needs can choose the most suitable loan product according to their actual situation.