This is because the loan platform limits the number of loans. If you don't meet the requirements, you will be restricted from borrowing for this reason. Every time you borrow money, it will be gone for only a few months, and then it will be shown directly that you will come back tomorrow 12, indicating that there is a problem with the funds of this loan platform, limiting the number of loans, and limiting your loans if it does not meet the conditions.

Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out by means of loans, which can meet the needs of social expansion and reproduction for supplementary funds and promote economic development. At the same time, banks can also get loan interest income from it.

First, the capital risk pays attention to a P2P online lending platform, and the capital flow of investors is also crucial. Many online lending platforms not only do not use third-party fund management platforms, but also can use investors' funds. In particular, some online lending platform bosses borrow tens of millions from the platform for their own operations, so as to realize self-borrowing and self-use. The risks are not controlled by anyone and are not borne by anyone. The huge financial risk hidden behind it can only fall on investors, which is why many platforms can run away. At present, the safest way is to put investors' funds on the third-party payment platform for supervision. As a platform, the use of investors' funds should be strictly controlled. Only in this way can we increase the protection of investors' funds.

Second, technical risks The progress of information technology often leads to new and more forms of security threats. With the vigorous development of online lending industry, most platforms buy templates, which can not guarantee complete maturity and perfection during technical transformation, and there are security risks. However, platform managers do not attach importance to technology, preferring to spend hundreds of thousands on marketing rather than technology, which greatly affects the stability of computer system operation. The existence of technical loopholes leads to the constant risk of malicious attacks. Such as computer hackers, attacking platforms, modifying investors' account funds, virtual recharge, real cash withdrawal and so on. In particular, because online lending is a new business, the relevant laws and regulations are very scarce, and hackers frequently attack the blackmail platform, which seriously affects the stable operation of the platform.