Personally, I suggest that mobile phones and motorcycles should not be used in stages. If you want it and have no money, it is recommended to use a credit card first. Generally, the longest interest-free period of credit cards is 50 days, and you can pay as much as you need, but the interest is relatively high. This is five ten thousandths of a day if you don't pay it back. If it is calculated as 1500, the interest for seven months is 168. It depends on your situation. But if you apply for installment, you must pay 200 yuan, even if you pay it back after one month, you still have to pay back 200 credit cards.