Full repayment of principal and interest: the repayment amount of principal is all unsettled principal, the interest settlement method is "all settled interest", and the repayment amount is all unsettled interest.
Only repay principal: you can freely enter the repayment amount of principal, which must be less than or equal to the unpaid principal, and the repayment amount is 0, which cannot be changed.
Interest only: the repayment amount of principal is 0, which cannot be changed. The interest settlement method can be "full interest settlement" or "partial repayment of settled interest". When "All settled interest" is selected, the interest repayment amount is all unsettled settled interest; When "Partial Repayment with Interest Settlement" is selected, click "Edit Partial Repayment with Interest Settlement" to select the unpaid interest.
User-defined repayment of principal and interest: you can freely enter the repayment amount of principal, which must be less than or equal to the outstanding principal; The interest settlement method is "All settled interests have been settled", and the interest repayment amount is all unsettled interests, which cannot be changed.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.