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What do you mean before lending?
1. What does it mean before lending?

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You need to pay for printing business cards or something.

2. What does it mean to repay the principal of a bank loan?

If it refers to the repayment method in the average capital, it refers to the repayment method in which the principal returned in the monthly payment remains unchanged, the interest decreases month by month and the monthly payment decreases month by month during the loan period.

The average capital repayment method can refer to the following calculation method for monthly repayment: monthly payable principal (constant) = total loan/total repayment months = monthly payable interest of remaining principal (decreasing) = monthly payable interest of principal. If average capital repayment method is adopted, compared with matching principal and interest, the repayment pressure in the early stage of this repayment method will be greater, and the total repayment interest will be reduced.

3. What does the upfront loan mean?

That is, if you go to someone else for a loan, others have to charge first. This is the early stage, and the early stage of online lending is a liar.

4. What is the meaning of pre-loan interest?

For example, if you supply a car for three years, the loan will bear interest. You have to pay these interests first when you make a down payment. The previous interests should be these interests. Anyway, the down payment for the car here plus these interest and handling fees.