First of all, the unlimited purchase limit and low total price of apartments make it possible for many people to obtain this threshold and do not need too much funds to sell. Secondly, the apartment can be rented directly, which is equivalent to additional income in addition to the house itself. However, when investing in an apartment, try to choose a house in a better location.

Advantages of apartments

1. No purchase or loan restrictions

Due to policy factors, under the current strict purchase and loan restriction policies, it is no longer possible to purchase a house. Qualified groups are turned away. When groups with housing needs and investment needs cannot choose housing, they can only consider apartments as the next best option and use apartments as a transition.

2. Low total price

The construction area of ??apartments is generally small. Most of the products currently on the market are around 30 to 50 square meters (but there are also more than 100 square meters), and the unit price is the same as that of apartments. Residential properties are also relatively low-priced, with generally low total prices and low purchase thresholds.

3. Diversification of uses

Because the land of the apartment is commercial land, the apartment can be used for self-occupation and office registration of companies. Compared with houses, apartments have more diverse choices.

4. Better supporting facilities

Apartments are generally located close to subways or rail transit lines, with at least one large-scale business nearby, and some apartments are even planned to be A commercial complex. Mature transportation facilities and commercial facilities make life more convenient and can attract a large number of people.

Disadvantages of apartments

1. Low property rights

The most obvious difference between apartments and houses is the different property rights. As we all know, the property rights of residential buildings are 70 years, while the property rights of apartments are commercial land, and the property rights are 40 years. According to the relevant "Property Rights Law" in 2007, after the expiration of residential land use rights, you can apply for automatic renewal; however, commercial housing may need to pay again to renew, depending on the direction of relevant policies; if the government requires you When the land occupied by the apartment is used for other purposes, other variables may occur, but it will generally be dealt with through demolition and resettlement to protect your personal property, so there is no need to worry too much about the apartment.

2. Increase in living costs

The apartment is a commercial land, so the electricity, water, property fees and other expenses in daily life will be paid according to the standards of the merchants. The cost of living is relatively high.

3. High down payment

Under normal circumstances, provident fund loans can be used for housing. The down payment for the first house is 30%, and the down payment for the second house is 40%. However, there are no purchase restrictions or loan restrictions for apartments. , but provident fund loans cannot be used, and the down payment is always 50%. Calculated in this way, even if the total price of the apartment is relatively low, the monthly repayment pressure is still relatively high.

4. There are many restrictions on supporting facilities

Due to building safety issues, most apartments do not have natural gas and cannot use open flames for cooking, so they can only use induction cookers and microwave ovens for cooking. If you want to buy a house and settle down, be careful! You cannot settle down if you buy an apartment! And you cannot enjoy the school district facilities in the area. Even if you buy an apartment next to a prestigious school, your children will not be able to go to school nearby. For more updates, please pay attention to Xianghe Real Estate Network.