Teacher Zhang bought a building in Hangzhou on September 20 10. At that time (that is, in September), he borrowed 960,000 yuan from CCB with a loan term of 20 years.
(1)96240+96×0.5%=0.88 (ten thousand);
(2)P = 96240+[96-96240(n- 1)]×0.5%；
(3) p = 96240+[96-96240 (13-1)] × 0.5% = 0.856 (ten thousand).