You can apply for a loan at any time within the validity period of the credit line, and the credit line does not exceed the credit line. The longest term of any single withdrawal is 12 months.

The maturity date of credit is actually the maturity date of the loan amount provided by banks (lending institutions and platforms) to customers. For example, the bank stipulates that the validity period of the loan quota is three years, and customers can freely apply for loans within the quota within these three years. However, after three years, the quota will be invalid, and customers will not be able to borrow these quotas, and the bank will re-evaluate.