If you buy a second-hand house, the money you save is the down payment of the house, which is a normal process. The bank should supervise your down payment. In the meantime, no one can touch your money until you get a loan and put the money into the original owner's account, which ensures the safety of both parties. Do you understand?
Changchun Le Jia Real Estate is happy to help you.
Tel: 043 1-889 15445.