Generally, the asset-liability ratio of enterprises does not exceed 60.

To obtain a loan from a bank, an enterprise must submit accounting statements audited by an accounting firm to the bank. Banks have a scoring system for companies that apply for loans. The evaluation indicators, indicator weights, and scoring standards of each bank have certain differences, but they generally include the following: 1. Asset-liability ratio; 2. Current ratio; 3. Quickness Ratio; 4. Operating income; 5. Net profit; 6. Net operating cash flow; 7. Net sales interest rate; 8. Net interest rate on total assets. Among them, the asset-liability ratio generally cannot exceed 70, the current ratio must be greater than 120, and the quick ratio must be greater than 200.