Enter Meituan APP- my-my wallet and ask Meituan to borrow money; Clicking on it will open the living expenses and loans of Meituan, mainly from Chongqing Meituan Sankuai Small Loan and consumer credit loans provided by cooperative banks such as Yilian Bank and China Everbright Bank. The maximum amount is 200,000 yuan, which can be borrowed in 1/3/6/ 12 installments, with the daily interest rate starting from 0.02%.
If you want to borrow money, you need to get a credit line. The approximate loan amount given on the page is not the actual loan amount. After clicking on the credit limit, you will be checked for credit information. The system will give the loan amount according to the comprehensive evaluation of the user's current account and credit status, and you can apply for a loan after the credit amount is issued. However, there is no possibility of quota lending, and a second evaluation is needed systematically.
After the loan is successful, it will be reported to the central bank for credit investigation. The credit report will record the loan time, loan institution and loan amount, and report the monthly repayment record in real time. Once overdue, personal credit will be affected and penalty interest and liquidated damages will be charged.