The enterprise loan funds will be paid to the corporate account of the enterprise. Because commercial loans are applied by enterprises, if money is given to individuals and individuals misappropriate loan funds, disputes will arise. If the money is directly transferred to the enterprise account, individuals cannot misappropriate the funds, and the use of each fund in the enterprise account will be supervised.

Commercial loans are financing products that serve small and medium-sized enterprises, micro-enterprises and private owners. Helping borrowers to finance has the advantages of short loan approval time and flexible repayment method.