The opening of Ant Borrowing Bai is evaluated by Ant Financial according to the comprehensive conditions such as the user's credit and the use of flower Bai. When the user is qualified to use the ant loan, Ant Financial will issue the initial quota to the user. After the user has the qualification to open, he only needs to submit relevant information to complete the opening of ant borrowing.

Extended data:

Ants borrow the white method:

1. Open the "My" interface of Alipay, find "Sesame Credit" and click Enter.

2. Then click "Credit Life" in the menu bar.

3. Then click "All" in the lower right corner.

4. Find the "Ant Borrowing Books" icon in "More" and click Enter.

5. Click "Use Now" to open the ant to borrow books.