1, the dealer charges a high handling fee.

2, the bank office and the dealer office are the same process, which will not be more troublesome, but you need to do it yourself.

3. Banks lend money to any qualified individuals and companies.

4。 A down payment of more than 30% is good, and you need to pay less interest.

The lower the interest rate, the better. Low interest rate means less interest. If the interest rate is high, you need to pay more interest besides the principal. Of course, the monthly payment is more.

6, the interest rate is floating, the more you repay the principal, the less interest you get, and the national interest rate is also different from time to time, sometimes high and sometimes low. But it won't make much difference.

20 12 what is the interest-free policy for civil servants in Lanzhou to borrow money to buy a car?

Lanzhou 20 12 civil servant loan interest-free policy is that civil servants who joined before 20 12 can borrow money to buy a car interest-free.

The car loan in Lanzhou New District is not mortgaged.

The car loan in Lanzhou New District has no mortgage, which belongs to a new loan model. If you don't mortgage, your car will be restricted in other ways, and the car can't be lifted until you have a normal repayment.

Lanzhou 0 down payment loan to buy a car

It's right to buy a car with zero down payment, but you should also consider it carefully.

This issue involves interests, and manufacturers are naturally not stupid. 0 down payment is unbearable for any industry, and the huge capital vacancy is absolutely unbearable for large enterprises with deep pockets, so they will generally join hands with loan companies to complete it. The interest of these loan companies is much higher than the normal car loan interest of banks. Another example is a car with the same amount of 200,000, and a 30% down payment loan. After five years, the total amount you need to repay is about 6.5438+0.9 million yuan, and if it is 0 down payment, the loan amount is 200,000 yuan. After five years, the total amount you need to repay is about 320,000 to 350,000 yuan. It may be higher in some areas.