Scope of support:

It is mainly used to support water conservancy projects such as farmland water conservancy construction, flood control project construction, water resources allocation project construction, soil and water conservation and water ecological protection construction.

Potential borrower

1, central enterprises and their affiliated enterprises.

2, local governments (including provinces, cities and counties) or government departments funded the establishment of wholly state-owned and holding enterprises.

3. Non-state-controlled listed enterprises.

4. Other enterprises.

Application conditions

1, borrower access requirements

(1) complies with the relevant requirements of the Company Law.

(2) It has good credit status and financial status, no major bad records, abides by the principle of honesty and trustworthiness, and promises to provide authentic, complete and effective materials;

(three) in line with the requirements of the state for the qualification and management of water conservancy projects, and have the experience and strength to undertake engineering construction;

(4) Perfect governance structure and internal control system;

(5) It is in good financial condition and has financial sustainability, and its asset-liability ratio meets the requirements of the Agricultural Development Bank;

(six) the credit status is good, and the credit rating meets the requirements of the Agricultural Development Bank;

(seven) other conditions required by the Agricultural Development Bank.

2, the project access requirements

(1) included in the government water conservancy construction plan;

(2) The project has been approved, approved or put on record by the competent department;

(3) Comply with national laws and regulations on water conservancy, land and environmental protection and relevant policy requirements;

(4) The loan purpose and repayment source are clear and legal;

(five) in line with the provisions of the state on the capital system of investment projects;

(6) Other conditions required by the Agricultural Development Bank.

Processing flow:

1. Eligible loan recipients voluntarily apply for loans from the branches of the Agricultural Development Bank in their respective regions.

2 branches of the Agricultural Development Bank at all levels shall, according to the laws and regulations stipulated by the state and the relevant policies and systems of the Agricultural Development Bank, investigate the loan objects and decide whether to accept the loan application.

3. The Agricultural Development Bank has the right to evaluate the project loan applications accepted by the customer departments.

4. The Agricultural Development Bank has the right to approve the project loans that have passed the evaluation.

5. The Agricultural Development Bank has the right to issue loans to approved projects.

6. The loan object uses the loan provided by the Agricultural Development Bank in accordance with the laws and regulations stipulated by the state and the relevant policies and systems of the Agricultural Development Bank.

loan rate

Agricultural Development Bank PSL fund loan interest rate or market interest rate.

deadline

In principle, it shall not exceed 15 years, and the longest shall not exceed 20 years. The longest term of accurate poverty alleviation loans for water conservancy construction can reach 25 years.

Loan method

Secured loan.