Bank loans can be applied for after the transfer of second-hand houses. Before applying for a second-hand house mortgage loan, you must go to the Housing Authority to check the ownership of the house and whether there is a loan. Because second-hand houses can only be remortgaged if they have a loan.

1. Second-hand house mortgage loan means that when an individual purchases a house or commercial house where the seller has a house ownership certificate and can be traded on the market, he or she pays a certain proportion of the down payment, and the rest is The property to be purchased is used as collateral and a loan is applied for from a cooperative institution.

2. Second-hand house mortgage loan process

Sign the real estate sales contract → submit the loan application → bank investigation and approval → implement the loan guarantee → handle the real estate transfer → sign the loan contract → the bank issues the loan → Borrowing applicants make monthly repayments