The time for handling this kind of business varies from place to place, depending on the processing time of local banks and housing exchanges.

It takes 30 working days to transfer the real estate in Chongqing, and it takes 10 working days to get another certificate after the mortgage is obtained. After the certificate is returned, the bank will issue loans, but the money procedures for both can be handled by express delivery, and the expenses can be discussed by themselves.

If you find a guarantee company during the transaction, you can lend money with the property transfer receipt in about 2 working days.