It can be sold, but it has to go through a rather troublesome process. First of all, you have to negotiate with the developer to rename it (of course, some developers will charge the so-called renaming fee, which is actually unreasonable). If the developer agrees, then you have to pay off your previous loan in advance in one lump sum. There is another thing to note: if you are a commercial loan, the repayment has been completed for one year, and you can't even pay off in one lump sum, the provident fund has no such constraint. You give the advance payment certificate to the developer, and the developer will arrange for the developer and your buyer and seller to cancel the contract at the real estate bureau. Then when you come back, you can re-sign the seller and change the receipt in your hand into the buyer's name. If you sell a house, you can only negotiate how to give you the house payment in installments, but you must pay attention to it. It must be cash, otherwise how can you recover it? It's not your loan, it's your due house payment. As for whether he is a loan or not, it has nothing to do with you. But don't think about the interest generated during the repayment of this loan, haha.