Notice on adjusting the deposit and loan interest rate of housing reform funds

Dafang Blonde No.201460

All offices, government departments and investment management companies:

According to the Notice of Dalian Central Sub-branch of the People's Bank of China on Lowering the Benchmark Interest Rate of RMB Loans and Deposits of Financial Institutions to Further Promote the Reform of Interest Rate Marketization (Yin Dafa [20 14] 125), the deposit and loan interest rate of housing reform funds will be lowered from 20165438+1October 22. The relevant matters are hereby notified as follows:

First, the housing reform fund deposit interest rate

1, for the incremental part of the employee's individual housing provident fund in the current year, the deposit interest rate remains unchanged at 0.35% per annum; For stocks carried forward from the previous year, the deposit interest rate was adjusted from the current annual interest rate of 2.60% to 2.35%, down by 0.25 percentage points.

2. The deposit interest rate of other housing reform funds, such as house purchase funds and housing subsidy funds, remains unchanged at the annual interest rate of 0.35%.

3. The deposit interest rate of housing reform funds in the bank shall be implemented according to the adjusted deposit interest rate of the same grade in the same period of the People's Bank of China.

Second, the individual housing provident fund loan interest rate

1, the loan with a term of less than five years (including five years) is adjusted from the current annual interest rate of 4.00% to 3.75%, down by 0.25 percentage point; Loans with a term of more than five years were adjusted from the current annual interest rate of 4.50% to 4.25%, down by 0.25 percentage point.

2.20 1 14 years1October 22nd (including165438+1October 22nd), the adjusted interest rate shall be implemented; For loans issued before 20 1 14 years122 October, the adjusted interest rate will be implemented from 20 15 years122 October.

Three, affordable housing construction project loan interest rate

The loan interest rate of housing provident fund to support affordable housing construction projects increased by 10% according to the loan interest rate of individual housing provident fund for more than five years, and the annual loan interest rate was adjusted from 4.95% to 4.675%, down by 0.275 percentage points.

Attachment: Adjustment Table of Deposit and Loan Interest Rate of Housing Reform Fund in Dalian

Dalian housing fund management center

20 14 years 1 1 month 24th