The most effective ways to complain about online loans are: calling the police for help, 1232 1 reporting bad networks and junk information, calling the financial office where the loan is made, calling the China Banking Regulatory Commission to make complaints, and collecting complaints to make complaints. When users complain, it is best to keep relevant evidence. With evidence, relevant institutions can better accept complaints and punish lending institutions.

For users who often receive harassing calls from online loans, users can choose to use related apps or set interception. If these two methods can't solve the problem of harassing calls, users can try to change the new number. In short, users can protect their legitimate rights and interests by reporting complaints after being harassed by online lending institutions.

Moreover, the supervision of loans is now stricter. Once the loan is found to be illegal, the relevant institutions will punish the loan operation or require it to be rectified. When applying for loans, users should try to apply for genuine loans.